XRP (Ripple) up 15.5% this week... why?

For years and years and years the "thesis" behind buying it was "BEcaUsE BAnkS aRE UsINg iT"

But are they really?? Who? Which ones?

Its tech has to be really outdated by this point. It was always centralized and lacked poor distribution.

Anyone here buying XRP or even holding it? Am really curious as to know why.