You know buddy, you are not the only one who is in a bad financial situation at this time, almost most people here on this forum are like you too, now if you start here to find that you can make money here, the only thing I see in accordance with you rank as a newbie is that you can join the airdrops that are available here on this platform and in other categories of bounty campaigns such as Twitter, Telegram, Article, and Youtube as well as translation.
Some people have a bad financial situation because they can't manage their finances well. Currently the market is bearish but other work can also be done. As a beginner or those who do not have the capital to trade, you can indeed take advantage of the bounty campaign and some legit airdrops. But to get an airdrop that actually produces it is still very difficult for now, most airdrops end in scams and very small payouts. I myself didn't have anything at first either, just relying on the bounty campaign and airdrop, from that income for several years I started saving to be able to trade until now.
So the point is don't give up under any circumstances, poor or rich both have the opportunity to change to improve the economy, the important thing is to always be enthusiastic and believe that anyone can change for the better.