sometime when people are in need of money and they are desperate to get it they jump into the gambling - they come either successful or unsuccessful
but they do give it a try in the time of depression - may be due to their own trouble, to make the love happy - or any medical urgency. sometime we all are become so helpless and makes mistake.
It is quite common that when people are facing desperate times they try all kind of measures that even if they know they make no sense in their desperation they do not see any other way to get additional money.
It is because of this we need to do what we can not to get into a situation like that, so it is important to have a cash reserve of several months in case of a family emergency, losing our jobs, we have to pay an expensive car repair or the countless scenarios which make us to spend money that was not in our budget at the time.