Why ask by the way? Are you planning to convert your asset to either BUSD or USDT in this bear market? If that's your plan, consider staking them on platforms like
mycointainer.com You'll have a nice 10% annual return while your token is on long-term storage. As always, DYOR.
Holding assets in stablecoins already brings some risk to our assets and it would be even more dangerous to place it on centralized lending platforms. We've seen a bunch of lending platforms crash in a short amount of time, so I don't think this is the right time to stake.
Staking is not bad but it is better to limit at the moment.
I get your point. Using stable coins is not without risk. Currency devaluation like what happened to UST is always there and it also applies to fiat currency (Bolivar). If staking in a completely centralized manner is not an option at the moment, there are also other methods like
mycointainer's cold staking that's available. They don't offer USDT/BUSD for that but you can delegate other coins like AVAX and MATIC. You can also try adding to the liquidity pool (farming) on some decent
DEX that still have stable coin pairings.