Instead of using Google or Apple Pay, did someone test with a virtual card service from Aurora Appstore?
What exactly do you mean by "Aurora Appstore"? If you actually mean "Aurora Store"[1], i don't see how it solve problem faced by other member. It's just unofficial open source client for Google Play Store. If you need to access paid apps, you need to buy it from Google Play Store and then login to your Google account on Aurora Store[2].