What about others? Bitcoin Core developers? Forum admins or well-known old users? Are they crazy rich living in their own castles or did they lost their coins, sold for $10 because of mortgage loan or student's debt and today they must work 7-15 every day?
For sure, you answered most of your questions in this little quote. You don't become reach by just having bitcoin in your wallet or on an exchange (Besides, it's not widely accepted yet). Also, some others spent it because, it felt like free money, or now have they come to realise there mistakes.
The value of bitcoin could be expressed in two ways,
Either you must have sold them and pocket its fiat equivalent or
The one you just look at on the charts or some virtual holdings quantifying with dollar.
Either ways, you never can really say you are reach as an easy adopter without asking some real sales and using the fiat money out of it to buy what the world offers. Unfortunately, most bitcoin adopters aren't into selling there coins but instead, they take the hodling approach towards it.