If you don't have money, or are too scared to invest, then consider doing airdrops and bounties. I know that there are hundreds of airdrops on this forum and there is a live bounty from candlelabsdotorg. Airdrops, Bounties, and Giveaways are great ways to make money in crypto- if you have the time.
Besides money, time is also a very valuable capital for everyone and if a person cannot use time very well in his life, then he will also experience losses.
That's why it's important to always choose and research well whatever is in this forum (Airdrops, Bounties, and Giveaways). Because not all Airdrops, Bounties, and Giveaways can be very good to follow especially if some of them all pay very little in size and it's not really worth the time they spend on Airdrops, Bounties, and Giveaways.
If you really seriously want to invest then I think to go faster you can get an outside job and focus for a few months to earn yourself some capital to invest. Just knowing how to allocate time properly, you can both work and participate in bounty and airdrop campaigns to find your luck. Should not focus entirely on making money by participating in the airdrop or bounty, it will not bring the expected results.