There are not many words, 1625 is not much when you know the power of today's PCs. On my PC, with a Python script, I can test several billion possible combinations.

That's what I don't understand. If I test the combinations and find for example one that has funds, it's over for the portfolio, right?

It would be easy to take 12 random words from the list of 1625 words and test and then repeat and that several times per second.