If I am being honest, I would probably be asking for a loan right now or I hope that I have spare money so I can buy myself a decent amount or maybe even buy a full amount of bitcoin, I think but that's just wishful thinking, I don't think bitcoin will ever go to that but if it does, I hope that I have fiat to buy myself some bitcoin.
If it happens I think it will happen slowly so before we drop to 1k, you already have a money with you because you already know that price are going to head that way. There is no need for you to take loans. That is risky because what if the price drops evenly?
And can take a long time to recover. You will either sell at a loss only to have a sufficient amount because you already have a small amount on your hand which you get by working and doing side hustles. Even if btc didn't go 1k, we can still be able to buy btc at cheap like what we have right now or last time when the price fells of at 16k. If we can regularly buy btc at the dip, it is always possible to reach 1 btc or more.