Though I am not a big fan of XRP but I would prefer XRP and ADA to invest now at dip. 70% investment would be into ADA and 30% into XRP.
If you aren't a fan of ADA and XRP, why do you choose these coins?
XRP still has a problem with SEC, I think it is quite risky to invest in XRP. But to invest in ADA is a good idea although I assume the increase in ADA price seems really as significant as other altcoins. Why you don't choose BNB, DOT, MATIC, or SOL? In my opinion, these coins are better options to buy than ADA and XRP.