This step is the most difficult for me. because sometimes I can't stop myself from things that I really want but really are not the main need.

but because I'm already married then I became able to restrain myself in the end. because I have to prioritize the needs of my children and my wife. my love for family is able to conquer the ego within me.

Because now I'm also saving to make a dream house for me and my wife and children.
so I also do a record for every money that comes in and out.

I also invest in bitcoin and some altcoins.

But when we are frugal, we must not forget to still be able to share some of our wealth to people who need it more. And don't forget to always give gifts to parents who have raised us. and share happiness with others even if only a little.
because our kindness to others is also a saving of service in the future. because humans need each other and cannot live alone.