A digital wallet that supports or is compatible with lower phone versions. For example, in the past when I wanted to install a crypto wallet application but the condition of the phone was not adequate, in other words, it was not compatible with the device I was using. So here I hope that application developers can create digital wallets that can be accessed by the public there in general with the type of cellphone they hold.

Because today's technology is sophisticated and today's smartphone users don't have too many obstacles if it's only for transactions. The case may be with minimum fees and withdrawals if using an exchange platform. As for the micro income that supports digital transactions among the local community, it is quite difficult to accept. Because what they need is direct money without a third party that can cut the costs of sending and withdrawing.