There are still lot of possibilities that even how those sellers in Binance or other platforms are legit or well verified, risks still there, so that's why I am very careful to do transactions there, like double verify first the seller, check profile ,check feedbacks of past customers, and another thing is dividing my orders or splitting them into small amount with multiple transactions just to be safe.
P2P trading is becoming more risky as scammers are desperately seeking new strategy to defraud buyers online. I have experience it countless number of times and I'm lucky to always get him caught and report to Binance with immediate effect. Perhaps I prefer buying from Binance verified Merchants which have the standard price of the stable coin one wants to buy. If P2P is risky as it is, then switch to offline, buying from your personal vendor, that's even clear because you're seeing him face to face unlike the P2P online.
Do offline business and transactions are not what we aim for now as crypto is designed online. Though P2P is risky and scammers will take advantage for this, it could be best not to use this platform but instead do actual trading. There are a lot of trading platforms in the market where we are sure that we are not dealing with the hands of these scammers taking this P2P as their medium to scam.
perhaps, we are already aware of the risk of doing this and it was our choice, we need just to be careful with our buyers or sellers.