There are still lot of possibilities that even how those sellers in Binance or other platforms are legit or well verified, risks still there, so that's why I am very careful to do transactions there, like double verify first the seller, check profile ,check feedbacks of past customers, and another thing is dividing my orders or splitting them into small amount with multiple transactions just to be safe.
P2P trading is becoming more risky as scammers are desperately seeking new strategy to defraud buyers online. I have experience it countless number of times and I'm lucky to always get him caught and report to Binance with immediate effect. Perhaps I prefer buying from Binance verified Merchants which have the standard price of the stable coin one wants to buy. If P2P is risky as it is, then switch to offline, buying from your personal vendor, that's even clear because you're seeing him face to face unlike the P2P online.
The truth is that as this market has gotten more popular scammers are trying to find any way in which they can get to your coins and steal them by any means possible, so we must never let our guard down no matter how good the platform that we are using may seem to be, I know that this is incredibly hard and that any single mistake that you make when you're facing a scammer is probably going to cost you money, but unfortunately that is the price you need to pay if you want to do peer-to-peer trading.