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who would use this?
I have that so if I screw up hugely I can't get sued, most online services have the same polices just hidden. I have nothing to hid.
I have backups of my server but the policy is in place mostly because I'm paranoid.
Put this in, deposits are insured by the TDIC (Troll Deposit Insurance Corp.) up to 100,000TRL
I'm serious, I'll insure that shit personally!