NFTs as collateral, I highly doubt any one will fill your offer, I personally wouldn't if I was in a position to, this is because NFTs are literally worthless, coupled with the fact they are not as liquid as normal crypto coins and tokens, and besides, is there any NFT currently in the market that is truly worth 0. 01 btc except the popular Bored Ape?, which I even read in the news recently that it has lost over 50 percent of it value in recent times.
I must agree with you about the NFTs market, but not bidding on the potential value of any NFT here is something completely different. OP created those NFTs 6 days ago, and then just a day later he requested this loan offering it as collateral.
I would say that he has no intention of returning the loan, but would actually just sell his NFTs through the loan.
I really wonder how he determined the value of 12 ETH for
this NFT?