I just want to add, only buy used goods, avoid using credit cards, maintaining health is more important than point 7.
If someone has a mediocre salary, of course it will be difficult to meet all the necessities of life, often expenses are greater than income.
but maintaining health is very important, especially those who do not have life or health insurance, everyone has a different standard of living.
post-covid everything is difficult, plus there is currently a global economic crisis, a global food crisis, everything is difficult.
we are faced with an unusual phenomenon. however, overall, the points you describe are very useful for the community.
Yes it is very difficult to budget money for the few weeks, even though I am working full time with a freelance job still it cannot support my family well, inflation really hits me so hard. It always makes me anxious, I need to manage my money wise, because if not, I will go to debt and cannot pay it instantly, I really hope that my coins will pump soon so that it can help me.