Only if you can believe in your fiat digits reflecting the units of your assets on your mobile through alert and same way you can deem fot by going to the bank or bitcoin ATM or p2p to claim those digits into fiat cash that you spend daily, then i see no reason why you should doubt on the digital version of currency that is more improved and decentralized than fiat to be a unit of your account, whereby you can convert your stash or bitcoins into fiat, withdraw it, make use of p2p, and have every digital units of coins from your wallet into a currency you can spend anywhere any time, then why not save yourself the unnecessary stress and give am attempts first and dee if it's monetized or not.