of the top 5 cryptocurrency on coinmarketcap, then we will see that only the price of XRP has not risen very high and reached the new ATH price, because ATH price of XRP is $3.84 on Jan 04, 2018 (3 years ago), so I am sure if now is the right time to buy XRP, because I think the price of XRP will increase very high and create a new ATH price (such as BTC, ETH and BNB), then of course you will get a big profit from investing in XRP at this time.
those who bought XRP that time are still in losing position nowadays , because it has been years that ripple is still on low and that is why most of us are seeking for reason if when will be the decision may release and the case they are facing will be settled .
because that is the only thing that hinder this to happen and the increase will come for all of us.
Although XRP is always in the top 10, I doubt XRP is the right choice for investment. Moreover, as you said, for investors who bought XRP at
ATH price 5 years ago, until now have not felt profit and are still in a loss position. In which the other top altcoins managed to pump in 2021
and reached the new ATH price, while XRP had difficulty returning to the ATH price. Even I doubt XRP will be able to touch the price of $1 if
the crypto market recovers, therefore buying XRP in my opinion is too risky. There are many other choices of coins that are safer and better
than XRP, so my advice is to avoid investing in XRP even though the current price of XRP is relatively cheap. Instead of buying XRP I would
suggest buying ETH or BNB which performs better than XRP, and has a higher demand than XRP.