[...] but as it stands I feel like I have to use my sMerits in an ungenerous, miserly, ass-squeaking, and niggardly way.
Wow, that nearly made me spit my coffee out

I learned a new word today [1].
I also want to point out that I was a recent beneficiary of OP's generosity and found the merit that I received from him to be very motivating! I hope his sMerit allocation is increased!
[1]
https://en.wikipedia.org/wiki/Controversies_about_the_word_niggardly