Man's wants are insatiable. Know it and you will understand that man's cravings for material acquisition is in his DNA. The part I don't like in life if when one can afford certain necessities but choose to deny oneself that. What's the essence of money we make if not to spend it? That part which I put in bold in OP's post I quoted above doesn't go down well with me. The reason I said so is because money can't buy leisure. One has to give oneself rest, relax and let others do the work. Paying for such services doesn't mean one is extravagant. It simply means one isn't jack of all trades.
I do not agree with this, our desires are not always about being rich or wanting more things. Maybe smaller things could be understandable, like wanting a new playstation 5 is a great understandable logical stuff, it is not expensive, it is not a big deal, and it shouldn't change your life. I could buy one today with my credit card and pay for it in 6 or 9 installments and I will be fine, wouldn't kill me, it is cheap in that regard. But I won't, because I dislike spending more than I have.
However, people who like to buy lambos or ferraris or yachts etc, is not everyone and shouldn't be considered that every person would be like that. If I ever have enough money for it, I will stop as soon as I have enough to retire and just relax at home and do what I like, instead of go out and earn more and get more stuff.