More like an idiot invesment.

It's a ponzi scheme, never invested to such project or website who offering you "APY or Interest" without zero risk. Most the time is scam and ponzi, in investment is always have some risk.

NO RISK = PONZI. Always think from your logic, If some company offering an investment without zero risk "why they need to ask or open an-investment?" why they just invest their own money.

Simple right.