I think you are saying that the moral of this story is to borrow money and not sell your crypto possessions because they might make you rich in the future but the problem is that we don't know what the future holds and for some, the present time is still much more important so what you did there is not really wrong. Plus, borrowing money imo is not really a good idea especially if you know that you still have something.

You don't have anything left but at least you aren't stuck in debts which could give your more stress. More important is that don't compare yourself to other people because you will only feel miserable if you do. Just think about that god might have a better plan for you.