5. Make a goal (dream to be achieved) to make yourself more motivated.
This is one of the more important points on your list and maybe something that most people don't necessarily realize when they're younger. When it comes to finances you've really got to plan for the long term and you have to understand that it requires persistence to achieve most dreams. The people who have $500k banked and are possibly able to live off dividends the rest of their life might have been putting away $2k per month for decades into their investment - it's not some trick about trying to win the lottery by buying that miracle share for $1k that leaps up in 500 times in value. It's a slow and steady commitment, not wasting money on frivolous things, to get to that end goal. That being said, the more financial risk you can take as you have a longer recovery time but it's better to work out your strategy early.
for some people this is sometimes they forget. even though the key to success is starting when we have determined a goal / dream / ideal. And when we have a dream, that's where the star line starts. and that dream is the finish. someone who does not have a dream is more likely to walk in place / monotonous. but that's for some people.
We do all have goals and wishes in life but there are people who are just keep on dreaming but do really lacks out some action or effort and given time to at least trying out to achieve that dream thats why they do totally failed or not able to reach those things.It is really just common sense that you would really be needing to do lots of hard work and be wise on making up decisions basing up on what you are tending to achieve.
Success might not really be that an assured thing to happen but at least you had done your part on trying out to make it happen.Just dont sit and wait up for something that you are wishing because
it wont really be happening if you arent doing anything.
If we want our finances to grow and we can get a better life in the future.
From now on it is not enough for us to have desires and goals, but must be accompanied by real steps.
We have to take various kinds of actions that can bring us closer to our goals, in fact if we are diligent and never give up,
the opportunity to improve our economy is very wide open. So do effort according to our respective capacities and don't be afraid of failure.
Sometimes success in life requires struggle to achieve it, because hard work will produce positive results.
As you said, we will not achieve success if we just stand still, hard work to achieve our goals is very important.
We must remember that most successful people all require a process and cannot be obtained instantly.
So if our goal is for our economy to grow and develop, then do something that can make our economy grow.