I don't like carrying cash, and I appreciate that digital wallets are safer than keeping cash in a wallet and while some people may be more comfortable with tangible forms of currency, we all carry our phones with us everywhere, so the move to digital currency not really a big jump for most people. In general, I have to side with Bitcoin and I think Bitcoin still has an advantage over cash and credit cards and at the end of the day, the choice is yours.
Me, I like carrying cash but it's also convenient if most of my pocket money are in digital wallet apps. I save not that much anymore in the banks but if you wanna save, that's the best control. It feels like it's a hassle if you're going to withdraw your money trying to look for an ATM so you have to exert effort and allot time for it. So, the banks are really good just for saving but as an investment or earning interest there, you barely get enough. Convenience is with digital wallets and there's no need to choose between it and crypto because you can have both of it at the same time.