There's this
post about what is considered valid collateral. It's not too long and will give you an idea.
If that domain can be recovered by you in any way - by email, by proving your identity, name it, it's not valid collateral.
Even more, if the possible lender
thinks that you may be able to recover the domain, he's "gone".
If that domain is not valuable enough (the domain, not the underlying platform that can be moved anywhere else), again, it's not a valid collateral.
I hope it's clearer.
I'll be transferring ownership until the amount is paid, there is no way I can recover it if I transfer ownership because I have to input my 2FA and a lot of securities