Face reality.
At this point, can anyone really say there is something that will catapult Bitcoin straight up like happened months ago?
Bank runs in China, Europe and the US ?
It has already started.
If you use the US dollar as reference for the value of Bitcoin and then claim it has peaked ! The burden is on you to prove it as all odds are against you. And this includes adressing more aspects than who voted for whom in some theater. Money as debt being one of them and how this will continue for ever long ! The trend in Europe of seizing money in peoples account for example. The dwindling value of the US dollar for the past 80 years versus all kinds of benchmarks.
That you mention stock trading as some kind of an alternative and put forth your low % fee with credit cards is ridiculous.
Bitcoin will stay with or without you, so don't worry too much.
From a larger perspective, your reaction has been around for years in bitcoin world, "it has peaked !!!"
It peaked at 1$, definetly peaked at 32$ for a while.. peaked at 100 and then the almighty 1'200, that has to be the peak.
Good luck in your 'first' job !