What that matters is that the best time to hold is now, bitcoin plummeted from $69000 to $20000, that is a significant bear market. And you know what? The best time to hold is when others are panicking. Remember that 1 BTC equals 1BTC, nothing like liquidation, only what will happen would be unrealized loss if the price if bitcoin decrease further, but it would be happy ending when bitcoin reach all-time-high.

As for the price, I presume that bitcoin is not going down below $17000, but I may be wrong, but that does not make my statement of holding bitcoin now to be invalid, it is still very valid.