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I am totally agree with you because Binance is now the best exchanger in crypto world and I think it's much safer . I also don't see anything wrong with stable coin staking on Binance. For those who have funds that can be urgently need at any time, for those I think flexible staking on Binance is best. At least better than keeping fiat money it in the bank.
I have experienced a bad case that is My Tronlink and Metamask in the Google Chrome browser hit by hack, I lost more than $ 2200 and since then I moved the assets to the binance exchange, I save some coins that I will make long -term investments like Bnb, Eth, Matic , and stable coins and then I use it for staking in binance, and the results I think are better than keep money at the bank.