I am totally agree with you because Binance is now the best exchanger in crypto world and I think it's much safer . I also don't see anything wrong with stable coin staking on Binance. For those who have funds that can be urgently need at any time, for those I think flexible staking on Binance is best. At least better than keeping fiat money it in the bank.
Yes, I can say staking in Binance is better than keeping money in Bank, on my personal experience I have left my bank with 400+$ and in almost 2 years I only get less than 10$ since I needed cash and decided to withdraw. I was surprised it's very small.
Yeah bank is really bad when it comes to saving money, it's better to invest in gold or just invest in something else rather than keeping our money in the bank in a long run. Staking is the best option if we don't want to trade or invest in the current condition. Staking is perfect for those who want to earn without any extra effort unlike trading but there's always a risk when we invest in something.