I think bitcoin is decentralized mutual fund, Because everyone can invest their money without any help of others, everyone can do their own sip model investment with their salary.
COMMENT YOUR OPINIONS HERE
mutual funds and bitcoin are different
mutual funds to my knowledge are financial institutions that are supervised by certain parties in their management
while our bitcoins personally manage when we will add to our portfolio and when we will release our bitcoins
sorry if I'm wrong but this is my layman's opinion about it