Yeah. This is the definition of Bitcoin. But for the ignorant, bitcoin is an investment place that should be avoided. Too many people envy those around them and invest here and then leave sadly.
Yes, naive people believe Bitcoin to be a dangerous investment. However, Bitcoin is a decentralized innovative asset and currency. It's never a decentralized mutual fund but it is cryptocurrency asset management like Grayscale Investments, LLC that are mutual fund. Besides, there's never a decentralized mutual fund company.