Due to this reasons lots of people are now into POS business which is actively saving people Bank/ATM transaction stress.
the service offered by a POS business Agent is to save individuals the stress of going to the Bank/ATM to make cash withdrawal or send money to their loved ones, another stress it saves individuals is to help them pay for their cable subscribetions like (DSTV, Startimes) without having to drive down to the network providers office, they can also recharge airtime (VTU) to their desired network.
Another thing it does is assist individuals pay for their electric bill, they need not go through the stress of going to the NEPA office before they can pay their bills.
Ok, apart from congratulating you on helping somebody spend his coins, I do have to say I feel like this whole POS thing as I see it and understand based on this article
https://techpoint.africa/2021/07/15/pos-business-in-nigeriais like one huge step backward.
Basically, what every one of these operators is doing is acting like the exact fourth party between the customer and the service provider that needs to be paid, counting the third party as the bank that does the actual money transfer?
So rather than having a simple bank app from which you can pay your bills with a tap directly from your bank account you go to the POS shop, you hand this guy the bill, you pay him an extra 2-3 maybe 5% and he pays the bill for you? Am I right?