You guys and dolls haven't yet figured out what the "legal issues" most likely are, have you?
Check the recent IRS rulings and FIN-Cen requirements, especially those requirements concerning Money Transmitters.
My $.02.

This is just nonsense, the only way what your saying could be true is if Zach was pre-informed by the IRS and/or FinCen and well the chances of that being the case are at best 1 in a million.
The legal issues Zach isn't talking about were first known to Zach months before these rulings and as pointed out before Zach does not qualify as a money transmitter by any current ruling.