In order to understand the psychology of gamblers, i have decided to come up few questions for discussions, and here is the first one.
Suppose that you are a responsible gambler who have allocated a certain portion of money to gamble each month. Now you came across a poor person/family who is in urgent need of money. Will you quit the gambling for that month and give the allocated money to the poor family or will you prefer to gamble as you can't live without gambling ?
The question you asked is very technical and it takes someone with a good understanding to be able to make a proper decision based on the needful answer that OP is expecting. PS, as a responsible gambler that I am, I will not take the allocated amount of money for gambling to sort out the urgent need of the poor rather I will gamble with the allocated amount because with gambling I can multiply that amount to ×2 or ×3 then use part of it to help more poor people around. If the need of the poor is something that has to do with saving a life or payment of hospital bills, I can decide to split the money into two parts one for gambling and the other for helping them.