Pretty tough to be wanting parents to teach their children proper financial education, knowing that a lot of parents don't even know how to simply budget. Hence why it's necessary for financial education to start at ages 16 or so at school.
On this basis, adults must be forced to master the basics of financial education as a prerequisite for marriage, since they cannot be prevented from having children outside of marriage.
Forced you say! How is this going to be checked if I may ask you, who would be doing the checking and what makes you think there won't be corners to it?
Anything born out of force won't work and people could actually pretend for a time being until what is in view is archived and afterwards, they are right back to there ways of lavish lifestyle.
It's really up to an individual to see reasons why rather than being forced to. Also, subjecting it to marriage won't be enough as we've got gay parents now and single parents. They just get a Foster kind and the parenting is on. Relations to it just invites them to cut corners.