1 . always keep 1 year of emergency cash
2. save 10% and invest 20% of gross income , minimum
3. pay cash for large expenses ( wedding , dream car)
4. never question spending money on books , appetizers , health or donating
4. business class on flights over 4 hours
6. no limit for spending on health
7. buy the best and keep it as long as possible
8. earn enough to work with people you like and respect
9. marry the right person
10. participate time outside the spreadsheet
Of the ten important points, have you managed to run all of them or have you run some of them by making pending on some that you can't achieve now?
Because I personally only managed to do five points out of the ten points you wrote down. But I don't really hope to achieve the five more because I have other targets which are also more important and very good for myself and also my family in the future.
I have not achieved any of it so good for you to have gotten 5. Hard to achieve it when you are in the worse country.
The first mistake I did ruin it all and I may not achieve everything after it. After marrying someone I thought was right, everything went wrong. What I have gotten right is a kid that loves me though. I do think the kid will somehow save my life.