1 . always keep 1 year of emergency cash
2. save 10% and invest 20% of gross income , minimum
3. pay cash for large expenses ( wedding , dream car)
4. never question spending money on books , appetizers , health or donating
4. business class on flights over 4 hours
6. no limit for spending on health
7. buy the best and keep it as long as possible
8. earn enough to work with people you like and respect
9. marry the right person
10. participate time outside the spreadsheet
thank you!
2. save 10% and invest 20% of gross income , minimum
3. pay cash for large expenses ( wedding , dream car)
4. never question spending money on books , appetizers , health or donating
4. business class on flights over 4 hours
6. no limit for spending on health
7. buy the best and keep it as long as possible
8. earn enough to work with people you like and respect
9. marry the right person
10. participate time outside the spreadsheet
thank you!
This looks like it was copy pasted from a random self-improvement article, that was published in a magazine.
Marrying the right person is the most difficult thing in the world. 98% of the people fail at this. There must be an entire 1000-page long self-help book about finding and marrying the right person.
Anyway, those are some really good tips, but I don't agree with some of them. Spending more on health (if "health" means drugs) means that you are sick and you don't live a healthy lifestyle. The whole point of having a healthy life is to spend less on drugs and remedies.
1 year of emergency cash seems pretty vague. Nobody knows what emergency will come out of nowhere and how much he/she will have to pay.