1 . always keep 1 year of emergency cash
2. save 10% and invest 20% of gross income , minimum
3. pay cash for large expenses ( wedding , dream car)
4. never question spending money on books , appetizers , health or donating
4. business class on flights over 4 hours
6. no limit for spending on health
7. buy the best and keep it as long as possible
8. earn enough to work with people you like and respect
9. marry the right person
10. participate time outside the spreadsheet
thank you!
That's cool to share it but I don't think everyone can really follow this. It's not that easy.

1. Emergency cash should always be within reach. Better with cash.
2. Now this is where it gets problematic. There are bills to pay and it should be considered.
3. I agree, I always pay cash.
4. Especially health, you won't be making more money if you are in bed, sick.
5. N/A
6. Oh already answered on number 4
7. Quality, not quantity. They last longer.
8. Or just be good at work so you can work with people you like.
9. I hope I did. Just kidding.
10. Rest and enjoy the hardwork. You earned it.