Of course, working in other people's places does not give us freedom, only a little time with family. But if we have a business, we can spend time off with family. Income will continue to increase if the business continues to run smoothly. But it's different if we work in other people's places with a predetermined wage. However, working in someone else's place is not a problem if we can manage our finances well. This means we have to be more efficient and leave less money for investment as you say. If we are familiar with crypto or have experience in crypto investing, it would be nice if we invest in crypto, but if we are not experienced it would be better to invest in gold.