1 . always keep 1 year of emergency cash
How much money for emergency cash in 1 year?
I think it is difficult to determine how much money to keep for emergency cash. And it can't be based on 1 year, 1 month, or 1 day. We keep the money for emergency cash as much as we can, it is varied. Anyway, in reality, not everyone can keep the money for emergency cash, some of them only have money for daily needs. Especially in my country, there are still too many poor people that can't have enough money to fulfill their daily necessities.
9. marry the right person
This is something impossible to be planned.
Before we marry someone, we don't know if he/she is the right person or not.

Money rules can be planned, but marrying someone is fate.