No need to wait for paying off your debit, it is what it is.
You need to move ahead because you pay off your debit from your profits, moreover some countries like united, 80 percent of the citizens are in debit unknowingly either in credit cards or mortgage ETC.
Debit is a way of life man.
Don’t be stagnant just proceed on investing but be wise.
And Any investment you are about to do should calculated.
Take a wise risk