If you'd ask me I would XRP. I see them winning vs the SEC. Ethereum will deff be one of the biggest L takers sooner or later when the SEC marks them as security.
XRP is really does have the potential IMHO. Although I cannot be too sure with ETH. Since they have moved from POW to POS ,I believe they just created a way for bankers to get into their mining.
Since bankers do have a lot of budget to put up on Stake, then they probably would be the one mining, thus the one regulating the chain. Unlike before when it is POW , it is for those who have miners, or computing power that should be the one mining the blocks for ethereum. Although POS would be great for the environment, I still believe it is not what cryptocurrency was built for.
It really doesn't. XRP is a coin that is heavily centralized and controlled by 2 people running a company, that's it, that is the whole control of XRP and Ripple and if you fall for their trap then you will lose a lot of money on it.
I cannot agree with you on ETH, I believe it is a retail investors world and we will have a lot of it but we will put it on exchanges so it would still be centralized in that sense, but I would assume that control of it will be on us, but I understand you disagreeing with that, there is no argument against that from me. I however will definitely warn you against XRP, do not invest in it, and try to stay away as much as possible.
Hi. Thank you for your input. It was surprising to learn that XRP is controlled by just two people who ran the company. I mean if you would look at recent pump on XRP it nearly went up like 50% or neighborhood of that percentage.
Regarding ETH it was just a thought from me.