The rate of poverty keep increasing in most country especially as inflation strikes all natlions. One can move out of poverty even during inflation when necessary steps are taken. Most adults are broke because:
~snip~
Completely the points you say are true, and people with common sense, will think as you describe in your long list. however, in reality the real effort is not easy. at least, nothing comes magically.
one has to go through a process to achieve a goal, which in this context is poverty and not going bankrupt as an adult, moreover in the process it is not as easy as we are talking about.
In fact, I have my own philosophy, at least to remind me when I feel bored with the same routine every day.
I know and I always have the belief "every process I go through, will never betray a result" means, as you describe in your list.
CONCLUSION
Most time we blame our government and economy for being poor. Although they contribute largely to the masses poverty but we also need to work on ourself to make a difference out of the bad economy.
well, currently the world is being rocked by inflation, recession and all kinds of things that make the world economy experience a global crisis. and this conclusion, describes what is happening in my country.