Definitely a huge NO NO for me on the XRP, I would say replace SOL with ADA, that's a good idea because SOL had so many troubles while ADA kept on improving, and add in BNB because it is by far the third biggest name for a long time.

It's going to be a profitable venture, just add in a few others for like 1000 each which would not be that much, like maybe 5-6 of them, and 20k on bitcoin and 10k on ethereum and then 5k on whatever you decided to invest, could be bnb or ada, and you have a great portfolio which will have 5x easily in the upcoming years, not right now, but it will definitely have that kind of return in the long term for sure 100%, or at least I believe so.