Are you sure still now Bitcoin is on beta software? From where do you quote this? I am really curious. Wondering if it's only me that don't know Bitcoin is still on Beta software. I agree that doesn't put all money into Bitcoin, because it's much volatile and anything could happen at any time. However, even on beta software, I am still not worried.

Regarding the second option, I am not worried as well. Because transaction volume has been increasing day by day, not reducing at all. Hope it will be more when reaching 20 years. But crypto is always risky, could happen anything.