What do you think?
Can you add more situations/purposes/solutions?
Also please feel free to critisize and disagree and write about this!
Your experienced opinion is extremely valuable!
O believe you are overthinking.
Get a good hardware wallet if you want to have more than 1000 usd in crypto. That's it.
Personally, I like to have some coins in my mobile wallet, just in case I need some money in a travel or something like that. Just a few bucks, from 20-300 usd. I have a multicurrency wallet in my mobile. It is not very safe, but I don't hold much h money there.
If you have more than 1000, for trade or for hold, just put it in a hardware wallet, trezor or ledger or some other good one.