Why don't you just buy a miner and run it in your home it would be much safer because you have them physically.
Both Cloud mining and hosting have risks cloud mining is most likely a scam while hosted mining is risky unless you know a legit company but right now it's hard to find a legit company that offers cheap Electricity.

So to avoid the risk buy a miner and mine on your own without any 3rd parties but the problem is if you have cheap power because you won't make any profit if you mine with an expensive electricity rate.