If it's loans for mining equipment or something like that, I think it can be a good thing for public companies (do they exist?) because the state borrowing money for projects is kind of very typical. But as for private individuals or small business owners, I think that if things are difficult, getting a loan to engage in mining which might bring more losses unless the price changes significantly, so getting into it is risky. Don't invest what you can't afford to lose should especially apply to things like businesses that can lead to even more losses than initially anticipated. Loaning money for mining can end poorly.