This looks like nothing but an attempt to scam people out of their collateral, or obtain identifying documentation for nefarious purposes.  If you're looking for a collateralized loan, you won't have any problem getting one from the reputable and experienced lenders on this forum.  I suggest you avoid this shady offer, made by an obvious tool phishing for a scam.

3. We can use escrow for the accepted loan, but escrow fees are yours if they are any. Another way is using a smart contract provided by us or provided by you and reviewed and verified by our team.